Annuities

Income Education: Tontines, Annuities and Mortality Credits

It might seem like retirement income products and strategies are constantly changing, but most “new” items are just modifications or reconfigurations of time-tested applications. A good example is annuities. Each annuity contract is designed to meet the same fundamental objective: …
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Irrational Annuity Hostility

Some people – even some “financial experts” – have an irrational dislike of annuities. Even though annuities have been used since the Roman Empire, they resolutely denigrate their purpose and insist other options are better. Why? After processing their explanations, …
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Fluctuating Value in Insurance Assets

As insurance products, life insurance and fixed annuities are sometimes explained as opposites of each other. A life insurance policy provides financial protection against one dying too soon, while an annuity, with its guarantee of lifetime payments, protects against one …
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Indexed Insurance Products: Fad, Trend, or New Standard?

Unhappy with low interest rates, but disinclined to take more risk, savers are asking “Isn’t there anything else?”

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The Unloved Annunity Gets a Hug From Obama

The official retirement vehicle of the Obama administration…
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