College Planning

The Economics of Today’s College Education

If you are a parent of a child anticipating college, the financial logistics of obtaining a college education can be summarized in two questions: How will we pay for it? And will it be worth the cost? Recent data hints …
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The Great Delay:

The Opportunity Costs of College Debt     Opportunity costs are real, but calculating their financial impact is somewhat subjective. An arbitrary number is selected to represent an anticipated rate of return for an alternative we chose not to take. While …
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ROI and Financing for “Adventure Travel”

Let’s say your son is a senior in high school, and while reasonably intelligent, he has not expressed a definitive interest in a career path. “I just don’t know what I want to do when I grow up,” he says …
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Savings With No Strings Attached

On July 18, 2013, William Elliott III, a professor at the University of Kansas, posted a column on politico.com, titled “Student loans are not the answer.” The column was a summary of a 147-page report recently released by the university’s …
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The “TBD” Account: One Accumulation, Many Applications

Instead of trying to find (and fund) a solution to every potential financial challenge, a simpler approach may deliver better results.

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Financing a College Education: If you are going to start, you have to finish.

Touted as the “clearest path to the American middle class,” earning a college degree remains a high priority for most Americans. Why? As Wall Street Journal reporter Ben Casselman wrote on November 22, 2012, college graduates have “lower rates of …
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