Group Benefits

If History Repeats Itself, Innovation is Coming

Could the PPACA trigger new employee benefits? Inherent in any new legislation is the potential for unintended or unforeseen consequences. The recently-enacted Patient Protection and Affordable Care Act (ACA), designed to expand health-care benefits to all Americans, may inadvertently compel …
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A Checklist of Practical Preparations for Accidental Success

The following checklist offers some practical applications of financial principles that will make you well-positioned to respond to unforeseen future events.  Cash reserves. Safe, liquid cash doesn’t get feature articles in financial publications, and no one eagerly awaits quarterly performance …
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Want To Meet Your Financial Objectives?

CONVENE YOUR “CABINET” OF ADVISORS AND MAKE YOUR OWN FINANCIAL POLICY! Disability Protection: “I have coverage… sort of…I guess?” Q:   In the event of disability, do you have insurance to cover the loss of income? A: Maybe. Possibly. At least …
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Why Individual Disability Insurance Is A Must-Have for “Specialized Incomes”

"Risk is an arbitraty concept, until you experience it." – Carl Richards, The Behavior Gap: Simple Ways toStop Doing Dumb Things With Money Most of the time, buying insurance is a decision to pre-pay a modest fee for something you hope …
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Posted in Disability Insurance, Group Benefits | Comments Off on Why Individual Disability Insurance Is A Must-Have for “Specialized Incomes”